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Financial Tip: She developed a process to simplify scholarship applications and avoid student loan debt.

Financial Tip: She developed a process to simplify scholarship applications and avoid student loan debt.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson.


Purpose of the Interview

The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to:

  • Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships.
  • Educate families on how to avoid student loan debt through her proven system, The Scholarship System.
  • Dispel myths about scholarships and provide actionable steps for parents and students.

Key Takeaways

  1. Scholarship System Approach

    • Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm.
    • Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive.
  2. Common Myths Debunked

    • Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply.
    • Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability.
    • All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time.
    • It takes too much time: With a system and reusable materials, effort decreases each year.
  3. Avoiding Scholarship Scams

    • Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data.
    • Real scholarships require effort and personalization.
  4. Role of Parents

    • Parents should help with planning and identifying legitimate scholarships but not complete applications for students.
    • Committees can detect when parents write essays.
  5. AI in Scholarship Applications

    • Jocelyn warns against copy-pasting AI-generated essays.
    • Her platform introduced TESS, an AI assistant for ethical guidance and support.
  6. Financial Aid Basics

    • Submit FAFSA even if you think you won’t qualify; some colleges and states require it.
    • Combine all sources—government aid, institutional aid, and private scholarships.
  7. For Current College Students

    • Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year.
  8. Entrepreneurial Journey

    • Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars.
    • She emphasizes persistence and ignoring naysayers.

Notable Quotes

  • “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.”
  • “Most families want scholarships, but they get stuck in the overwhelm.”
  • “There’s no big red easy button—but with clear steps, it feels less daunting.”
  • “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.”
  • “With great power comes great responsibility—AI can help, but only if used ethically.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Financial Tip: She developed a process to simplify scholarship applications and avoid student loan debt.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson.


Purpose of the Interview

The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to:

  • Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships.
  • Educate families on how to avoid student loan debt through her proven system, The Scholarship System.
  • Dispel myths about scholarships and provide actionable steps for parents and students.

Key Takeaways

  1. Scholarship System Approach

    • Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm.
    • Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive.
  2. Common Myths Debunked

    • Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply.
    • Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability.
    • All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time.
    • It takes too much time: With a system and reusable materials, effort decreases each year.
  3. Avoiding Scholarship Scams

    • Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data.
    • Real scholarships require effort and personalization.
  4. Role of Parents

    • Parents should help with planning and identifying legitimate scholarships but not complete applications for students.
    • Committees can detect when parents write essays.
  5. AI in Scholarship Applications

    • Jocelyn warns against copy-pasting AI-generated essays.
    • Her platform introduced TESS, an AI assistant for ethical guidance and support.
  6. Financial Aid Basics

    • Submit FAFSA even if you think you won’t qualify; some colleges and states require it.
    • Combine all sources—government aid, institutional aid, and private scholarships.
  7. For Current College Students

    • Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year.
  8. Entrepreneurial Journey

    • Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars.
    • She emphasizes persistence and ignoring naysayers.

Notable Quotes

  • “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.”
  • “Most families want scholarships, but they get stuck in the overwhelm.”
  • “There’s no big red easy button—but with clear steps, it feels less daunting.”
  • “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.”
  • “With great power comes great responsibility—AI can help, but only if used ethically.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Info You Can Use: Cruise Travel Expert who works with professionals, family reunions, and veteran organizations for stress free cruise trips.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long.

A 24-year Army veteran turned travel entrepreneur:


🎯 Purpose of the Interview

To highlight Angeletha Long’s journey from military service to becoming a successful travel advisor and cruise expert, and to educate listeners—especially African Americans and veterans—on the benefits and opportunities of cruising as a travel experience and business venture.


🗝️ Key Takeaways 1. Cruising as a Travel Experience

  • Convenience & Value: Cruising offers all-inclusive packages covering accommodation, dining, entertainment, and transportation.
  • Multi-generational Appeal: Popular among families traveling across generations.
  • Variety of Activities: From Broadway-style shows to roller coasters and go-karts, cruises cater to adventure seekers and relaxation lovers alike.
  • Food Culture: Cruises are known for their abundant and diverse food options, including buffets, specialty restaurants, and snack stations.

“There is food here, there is food there, there is food everywhere. The one thing that you're not going to be on a cruise is hungry.” – Andelita Long


2. Military to Travel Industry Transition

  • Inspired by her mother’s hospitality business in Jamaica.
  • Military experience provided skills in logistics, planning, and resilience.
  • Desire for flexibility and family time motivated her to pursue entrepreneurship.

“Why do I want to keep punching the clock? … Why not do something that I love?” – Andelita Long


3. Representation & Empowerment

  • Noted the lack of Black professionals in the travel industry.
  • Advocates for creating space and visibility for African Americans in travel leadership.

“If the table isn't big enough for us to fit there, we don't have to make our own table.” – Andelita Long


4. Veteran Travel Benefits

  • Norwegian Cruise Line: Offers 10% discount for veterans.
  • Margaritaville Cruise Line: Provides one free 3-night cruise per year for veterans.
  • Long helps veterans access and maximize these benefits.

“Margaritaville gives each veteran once a year a three-night free cruise. No cost to you.” – Andelita Long


5. Specialty Cruises & Community

  • Promotes culturally rich cruises like “Grown & Sexy” charters focused on Black culture and entertainment.
  • Encourages first-time cruisers and singles to explore group travel experiences.

“It’s full of Black people. We got Black entertainers. Everything on there—it’s all about Black history, Black culture, Black power.” – Andelita Long


📞 Contact Information

  • Website: mydreamvacationtravel.com
  • Phone: (478) 334-0177

Email: Angeletha.Long@cruiseplanners.com

#AMI

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Info You Can Use: Cruise Travel Expert who works with professionals, family reunions, and veteran organizations for stress free cruise trips.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long.

A 24-year Army veteran turned travel entrepreneur:


🎯 Purpose of the Interview

To highlight Angeletha Long’s journey from military service to becoming a successful travel advisor and cruise expert, and to educate listeners—especially African Americans and veterans—on the benefits and opportunities of cruising as a travel experience and business venture.


🗝️ Key Takeaways 1. Cruising as a Travel Experience

  • Convenience & Value: Cruising offers all-inclusive packages covering accommodation, dining, entertainment, and transportation.
  • Multi-generational Appeal: Popular among families traveling across generations.
  • Variety of Activities: From Broadway-style shows to roller coasters and go-karts, cruises cater to adventure seekers and relaxation lovers alike.
  • Food Culture: Cruises are known for their abundant and diverse food options, including buffets, specialty restaurants, and snack stations.

“There is food here, there is food there, there is food everywhere. The one thing that you're not going to be on a cruise is hungry.” – Andelita Long


2. Military to Travel Industry Transition

  • Inspired by her mother’s hospitality business in Jamaica.
  • Military experience provided skills in logistics, planning, and resilience.
  • Desire for flexibility and family time motivated her to pursue entrepreneurship.

“Why do I want to keep punching the clock? … Why not do something that I love?” – Andelita Long


3. Representation & Empowerment

  • Noted the lack of Black professionals in the travel industry.
  • Advocates for creating space and visibility for African Americans in travel leadership.

“If the table isn't big enough for us to fit there, we don't have to make our own table.” – Andelita Long


4. Veteran Travel Benefits

  • Norwegian Cruise Line: Offers 10% discount for veterans.
  • Margaritaville Cruise Line: Provides one free 3-night cruise per year for veterans.
  • Long helps veterans access and maximize these benefits.

“Margaritaville gives each veteran once a year a three-night free cruise. No cost to you.” – Andelita Long


5. Specialty Cruises & Community

  • Promotes culturally rich cruises like “Grown & Sexy” charters focused on Black culture and entertainment.
  • Encourages first-time cruisers and singles to explore group travel experiences.

“It’s full of Black people. We got Black entertainers. Everything on there—it’s all about Black history, Black culture, Black power.” – Andelita Long


📞 Contact Information

  • Website: mydreamvacationtravel.com
  • Phone: (478) 334-0177

Email: Angeletha.Long@cruiseplanners.com

#AMI

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Info You Can Use: Cruise Travel Expert who works with professionals, family reunions, and veteran organizations for stress free cruise trips.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long.

A 24-year Army veteran turned travel entrepreneur:


🎯 Purpose of the Interview

To highlight Angeletha Long’s journey from military service to becoming a successful travel advisor and cruise expert, and to educate listeners—especially African Americans and veterans—on the benefits and opportunities of cruising as a travel experience and business venture.


🗝️ Key Takeaways 1. Cruising as a Travel Experience

  • Convenience & Value: Cruising offers all-inclusive packages covering accommodation, dining, entertainment, and transportation.
  • Multi-generational Appeal: Popular among families traveling across generations.
  • Variety of Activities: From Broadway-style shows to roller coasters and go-karts, cruises cater to adventure seekers and relaxation lovers alike.
  • Food Culture: Cruises are known for their abundant and diverse food options, including buffets, specialty restaurants, and snack stations.

“There is food here, there is food there, there is food everywhere. The one thing that you're not going to be on a cruise is hungry.” – Andelita Long


2. Military to Travel Industry Transition

  • Inspired by her mother’s hospitality business in Jamaica.
  • Military experience provided skills in logistics, planning, and resilience.
  • Desire for flexibility and family time motivated her to pursue entrepreneurship.

“Why do I want to keep punching the clock? … Why not do something that I love?” – Andelita Long


3. Representation & Empowerment

  • Noted the lack of Black professionals in the travel industry.
  • Advocates for creating space and visibility for African Americans in travel leadership.

“If the table isn't big enough for us to fit there, we don't have to make our own table.” – Andelita Long


4. Veteran Travel Benefits

  • Norwegian Cruise Line: Offers 10% discount for veterans.
  • Margaritaville Cruise Line: Provides one free 3-night cruise per year for veterans.
  • Long helps veterans access and maximize these benefits.

“Margaritaville gives each veteran once a year a three-night free cruise. No cost to you.” – Andelita Long


5. Specialty Cruises & Community

  • Promotes culturally rich cruises like “Grown & Sexy” charters focused on Black culture and entertainment.
  • Encourages first-time cruisers and singles to explore group travel experiences.

“It’s full of Black people. We got Black entertainers. Everything on there—it’s all about Black history, Black culture, Black power.” – Andelita Long


📞 Contact Information

  • Website: mydreamvacationtravel.com
  • Phone: (478) 334-0177

Email: Angeletha.Long@cruiseplanners.com

#AMI

#STRAW

#BEST

#SHMS

See omnystudio.com/listener for privacy information.

Info You Can Use: Cruise Travel Expert who works with professionals, family reunions, and veteran organizations for stress free cruise trips.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long.

A 24-year Army veteran turned travel entrepreneur:


🎯 Purpose of the Interview

To highlight Angeletha Long’s journey from military service to becoming a successful travel advisor and cruise expert, and to educate listeners—especially African Americans and veterans—on the benefits and opportunities of cruising as a travel experience and business venture.


🗝️ Key Takeaways 1. Cruising as a Travel Experience

  • Convenience & Value: Cruising offers all-inclusive packages covering accommodation, dining, entertainment, and transportation.
  • Multi-generational Appeal: Popular among families traveling across generations.
  • Variety of Activities: From Broadway-style shows to roller coasters and go-karts, cruises cater to adventure seekers and relaxation lovers alike.
  • Food Culture: Cruises are known for their abundant and diverse food options, including buffets, specialty restaurants, and snack stations.

“There is food here, there is food there, there is food everywhere. The one thing that you're not going to be on a cruise is hungry.” – Andelita Long


2. Military to Travel Industry Transition

  • Inspired by her mother’s hospitality business in Jamaica.
  • Military experience provided skills in logistics, planning, and resilience.
  • Desire for flexibility and family time motivated her to pursue entrepreneurship.

“Why do I want to keep punching the clock? … Why not do something that I love?” – Andelita Long


3. Representation & Empowerment

  • Noted the lack of Black professionals in the travel industry.
  • Advocates for creating space and visibility for African Americans in travel leadership.

“If the table isn't big enough for us to fit there, we don't have to make our own table.” – Andelita Long


4. Veteran Travel Benefits

  • Norwegian Cruise Line: Offers 10% discount for veterans.
  • Margaritaville Cruise Line: Provides one free 3-night cruise per year for veterans.
  • Long helps veterans access and maximize these benefits.

“Margaritaville gives each veteran once a year a three-night free cruise. No cost to you.” – Andelita Long


5. Specialty Cruises & Community

  • Promotes culturally rich cruises like “Grown & Sexy” charters focused on Black culture and entertainment.
  • Encourages first-time cruisers and singles to explore group travel experiences.

“It’s full of Black people. We got Black entertainers. Everything on there—it’s all about Black history, Black culture, Black power.” – Andelita Long


📞 Contact Information

  • Website: mydreamvacationtravel.com
  • Phone: (478) 334-0177

Email: Angeletha.Long@cruiseplanners.com

#AMI

#STRAW

#BEST

#SHMS

See omnystudio.com/listener for privacy information.

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